I think most people forget that this holiday is about expressing your love for one another, not buying extravagant gifts that often produce money arguments the rest of the year. 

"Each year it seems that American's top themselves in spending for Valentines Day," says Trippon, "I think most people forget that this holiday is about expressing your love for one another, not buying extravagant gifts that often produce money arguments the rest of the year." $100.89 in total last year, up slightly from the previous year's statistics. Given the credit card rates that are often at 24 percent and assuming minimum payments, Trippon says that this year's day of love will cost the average consumer closer to $1300 when interest and finance charges are included.

Trippon believes that people stay in love when they take the time to become educated about money together. Be honest with each other about your money habits and come up with a plan to spend it as a couple. It will improve your love life!"